Thursday, July 22, 2010

Two Points to Make to Your Bankruptcy Attorney at the Start of Your Case

Deciding on a bankruptcy attorney involves a bit of work. Does he or she have good case results? What do his or her clients have to say about the service? Does he or she provide you with enough free information? However, once you've sorted through the credentials and chosen an attorney, what should you expect from him or her?
There are two things that need to be made clear before you file your Chapter 7 or Chapter 13 case.
1. How your attorney will keep you informed on the progress of your case
As your case is filed, you should want to see a copy of every communication with the court and pleadings in the case. It is also important for your bankruptcy attorney to explain how quickly the case will move and at what time you can expect for each step of the case to happen. Most importantly, a great bankruptcy lawyer will have a system in place to make sure any questions you have along the way can be answered.
2. Who will work on your case
Once an attorney has been filing bankruptcy cases in for a certain period of time, he or she probably knows what needs direct attention from an attorney and what can be handled by a competent staff. It may even be more beneficial to you and expedite the process if these matters are taken care of by associate attorneys or paralegals. However, it is completely legitimate to make sure that the attorney you want on your case is supervising the process for you.
In order to have the best bankruptcy experience possible, it is essential to know what to expect. You want to make sure that the expectations you have for your bankruptcy attorney can be met by that firm. I've found that these specific questions can help a debtor truly understand the process and feel the most comfortable with the bankruptcy law firm they have chosen.
If the answers to these questions are not what you are looking for, it may be a good indication that you should continue to shop for the best bankruptcy attorney.Look for articles, blogs, bankruptcy FAQ, and other free information to find a great attorney. While many offer free consultations, the best attorneys will offer you free information before you even set foot in an office. Don't settle for anything less when it comes to securing your financial future.

Thursday, July 15, 2010

Don't Let Bankruptcy Get You Down - Choose the Right Attorney

If you are in a financial crisis and find bankruptcy is the only way to turn, you will surely be in need of a good bankruptcy attorney. Filing for bankruptcy can help you protect yourself and other assets you might want to save from creditors. However, you can only do this with the right attorney. If you are looking for a bankruptcy attorney in Elizabeth, here are tips to help you select a suitable professional.
Free Consultation and Evaluation
One of the most important things to look for in a bankruptcy attorney is that they offer you a free consultation and evaluation of your case. Personal bankruptcy can be tough due to creditor harassment and pressure. Clients shouldn't have to worry about consultation fees at this time. A bankruptcy attorney in Elizabeth who puts your needs first in this difficult time is an ideal option.
Forget About Proximity and Location
Regardless of which chapter you want to file for on bankruptcy, don't pick an attorney who is located close to your home. With electronic communication and the advanced age of information that we live in, it is easy to file your case electronically. In fact, more and more cases are being filed online to ensure individuals get the best service possible.
Credit Report Assistance
The first few months after filing for bankruptcy can be very difficult as you will most likely find accounts from your credit report that show late in collections or delinquent. In such cases, ask your bankruptcy attorney for ways to solve discrepancies like these. This kind of aid will help to rebuild credit again.
There are many bank attorneys in Elizabeth from where you can choose an ideal professional to handle your case. Remember that online law firms are just as reliable and successful at helping individuals file for bankruptcy as any other company. They may also be faster at handling the process, which is why it is a good idea to choose them.

Sunday, July 11, 2010

Choosing a Good Bankruptcy Attorney

The number of individual bankruptcy filings has been skyrocketing over the last several years, giving rise to a whole new generation of lawyers who now advertise themselves as "bankruptcy experts." Unfortunately, just because someone calls himself a bankruptcy attorney does not mean he has the expertise or know-how to truly handle your case properly: and that could spell even more trouble for you. Here are a few quick tips for choosing a good bankruptcy attorney.
--Get referrals from your family attorney: In most cases, your personal lawyer won't be the best choice to handle your bankruptcy, but he or she may be able to recommend someone they know whom they believe might be a good fit. Attorneys have intimate knowledge of who has an excellent reputation among their peers, even in different areas of practice: so asking your own personal lawyer is a smart first step.
--The more experience, the better: Be wary of bankruptcy lawyers who have a relatively brief history in the field. In your time of greatest financial crisis, you simply can't afford to be at the mercy of someone who is just learning the ropes. Bankruptcy law is constantly changing, and an experienced attorney will have the historical knowledge of prior law plus will also know what the newest changes are and how they will affect you.
--Make sure you are a good fit: When you choose a bankruptcy lawyer, you are selecting a person who will affect your personal financial future; so you'll want to be sure he is someone you feel you can trust and whom you get along with. Choose an attorney whose office staff treats you with respect, returns phone calls, listens to your questions, and keeps your best interests at the forefront.

Saturday, July 10, 2010

Services Offered by a Bankruptcy Attorney

Are you in need of a good bankruptcy attorney in Linden? If you are, then you don't have to worry too much as Linden offers a number of great options. A competent bankruptcy attorney can handle all the legal formalities and requirements when filing a bankruptcy application. Most of these attorneys also ensure that their clientele is not harassed by creditors or other parties. Besides this, an ideal bankruptcy attorney can offer a number of other benefits.
Free Initial Consultation
One of the best signs of a good attorney is free initial consultation. During this stage, the attorney helps the client understand the situation and also provides them with different options to handle the situation. There are many things that clients need to know about filing for bankruptcy in the right way and a certified attorney can help with this.
Explain Processes
Another benefit of hiring a good bankruptcy attorney is that they can explain the whole process to their clients. For instance, they should tell clients about certain debts that can and can't be excluded. A suitable attorney can also explain the kind of effect bankruptcy can have on a person's credit score and employment processes.
Alternatives to Filing
There are many people who rush into filing bankruptcy out of fear and lack of knowledge. However, bankruptcy is not necessarily the best way to deal with difficult financial situations in many cases. In such situations, a bankruptcy attorney can provide their clients with alternatives. For example, they may suggest debt settlement programs that can help solve the financial problem without affecting the credit score.
It is not difficult to find a bankruptcy attorney in Linden who offers all these benefits. When looking for a suitable attorney, many tend to look for those who offer very low rates. This may seem appealing, but remember your future depends on this case, so rather than cost look for qualifications and experience when choosing an attorney.

Friday, July 9, 2010

Bankruptcy Attorney - The Benefits of Hiring a Bankruptcy Attorney

Even people with the best intentions can allow their finances to get out of control and keeping their heads above water becomes impossible. Whether you are in financial distress as an individual or as a business owner, hiring a bankruptcy attorney to handle your filing is very beneficial.
Invaluable experience- Chapter 7, 11 and 13- which one do you qualify for? With a free consultation, your attorney goes over your financial documents and advises you on the best plan of attack. He may even tell you that your situation is not so dire that you need to file. This saves you the hassle and the emotional toll of going through the process. His experience is especially important because the guidelines can change from year to year and he has to stay abreast of new laws and regulations. He also knows how the Court works and can navigate the legalities and pomp and circumstance of filing. Having someone with knowledge and experience on your side can mean the difference between losing your home or business and keeping it.
Works for you- When you have to deal with the court, they are impartial but the creditors often try to get their two-cents in that will benefit them. Your bankruptcy attorney is firmly on your side and is there to make sure you get the full benefits of the Chapter guidelines. If you have a question, he is a phone call away and during your meetings, you feel like you are his only client.
Reduce errors- There is a lot of paperwork to fill out and submit to the court. Any mistakes can delay the process. Hiring an experienced lawyer who makes sure that every "t" is crossed and every "I" is dotted helps facilitate your path to a healthier financial future. There are also specific timelines that must be adhered to and he keeps you on track so you have all the forms in on time.
An understanding ear- No, your bankruptcy attorney is not a therapist, but he does have a unique understanding of what you are going through because of his experience with clients just like you. This is helpful when your friends and family have a hard time understanding or are less than supportive about your situation.
Financial hardship can creep up on like the tide coming in. Eventually, you are drowning in debt and looking for a lifeline to pull you out. No one likes to admit defeat especially because of the stigma attached to filing for bankruptcy, but when things are so out of control, it is often the only option. Hiring a bankruptcy attorney is the best way to protect yourself when you are feeling so vulnerable.

Thursday, July 1, 2010

Bankruptcy Attorney - How to Become OneBankruptcy Attorney - How to Become One

If you are interested in becoming a quality bankruptcy attorney, it's a good idea to know where you're headed and how to get there. The law industry is competitive, with hard work, long hours, and a variety of benefits to those who prove themselves. While there are certainly a variety of avenues worth considering in the field, most every law career starts out the same way. In this article, we will provide a general outline of what to expect when pursuing your law career.
Step 1 - To begin, students must register with the LSAT (Law School Admissions Council) and obtain a passing score on the LSAT exam as the first step to becoming a bankruptcy attorney. The score earned, alongside a personal essay and undergraduate transcripts, is a huge factor used to determine whether or not applications will be granted acceptance into law school. Make sure to study hard and knock it out of the park.
Step 2 - Once you've passed your LSAT, the next logical step is applying for law school. Next to making the decision to become an attorney, the most important step pertains to the law school you choose to attend. Regardless of national rank, those who are aware of the specialty in which they are interested in pursuing should seek out applications at institutions who offer specific programs in that particular field. As such, do a little research into the schools that offer students specialized bankruptcy law education courses. Ideally, your school of choice will be located in the area where you hope to begin practicing, post graduation.
Step 3 - Earn your J.D. with a high emphasis on bankruptcy law. For most every student, the first year of schooling will revolve around law fundamentals. Once a student has a firm grasp of the basics; civil procedure, constitutional law, and various other aspects, there are then allowed to pursue the electives being offered in their specific are of study. More often than not, law school will take three years to complete. Additionally, every state in the U.S. requires a law school degree before allowing entrance to the state bar. Take the opportunity to learn and study as much as possible. You still have the bar exam to look forward to.
Step 4 - Apply for, and take the bar exam. Once a student has successfully graduated from law school, they are required to pass the bar exam in addition to applying for state bar acceptance prior to practicing. The exam is quite lengthy, and generally runs between two and three days, covering various aspect of law and procedure. Graduates of top rated schools typically have a pass rate of around 80% for students taking the exam for the first time. Don't get discouraged if you don't make it through round 1. Dust yourself off, and head back to the study to prepare for the second run through.
Step 5 - Find yourself a job as a bankruptcy attorney. Many attorneys begin their career in a firm, before heading into private practice down the road. This allows new lawyers the opportunity to get their feet wet in the field, while providing real world experience to learn from.